RANTI RAMAYANTI HARIS; ASTIE DARMAYANTIE. Analysis Of Financing Risk Optimization At XYZ Multifinance Company Through A Credit Score Clustering Approach. International Journal of Health Engineering and Technology, [S. l.], v. 5, n. 2, 2026. DOI: 10.55227/ijhet.v5i2.918. Disponível em: https://afdifaljournal.com/journal/index.php/ijhet/article/view/918. Acesso em: 3 jul. 2026.