Ranti Ramayanti Haris, Astie Darmayantie. Analysis Of Financing Risk Optimization At XYZ Multifinance Company Through A Credit Score Clustering Approach. IJHET [Internet]. 2026 Jul. 3 [cited 2026 Jul. 3];5(2). Available from: https://afdifaljournal.com/journal/index.php/ijhet/article/view/918